Sharia gap analysis, trading group
My role: Engagement origination & standards scope; review led by Dr M. Omer RafiqueA trading group had grown through conventional financing and could no longer say which of its contracts held. Every agreement was screened against AAOIFI guidance for Riba, Gharar and Maysir, and the ones that failed went onto a prioritised remediation roadmap. Each agreement now carries a compliance status and an owner.



